:root {
  --navy: #061a38;
  --navy-2: #0b2853;
  --gold: #c9973e;
  --gold-light: #e8c875;
  --cream: #f8f4eb;
  --white: #ffffff;
  --ink: #152033;
  --muted: #667085;
  --line: rgba(21,32,51,.12);
  --shadow: 0 24px 60px rgba(6,26,56,.14);
  --radius: 24px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: var(--ink); background: var(--white); line-height: 1.65; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, a { -webkit-tap-highlight-color: transparent; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: fixed; top: -60px; left: 20px; z-index: 100; background: white; padding: 10px 14px; border-radius: 8px; }
.skip-link:focus { top: 20px; }
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(6,26,56,.94); backdrop-filter: blur(16px); border-bottom: 1px solid rgba(255,255,255,.08); }
.header-inner { min-height: 84px; display: flex; align-items: center; gap: 28px; }
.brand { width: 118px; flex: 0 0 auto; }
.brand img { width: 100%; height: 56px; object-fit: cover; object-position: center; border-radius: 8px; }
.main-nav { margin-left: auto; display: flex; gap: 30px; align-items: center; }
.main-nav a { color: rgba(255,255,255,.84); font-size: .96rem; font-weight: 600; }
.main-nav a:hover { color: var(--gold-light); }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: 0 24px; border-radius: 999px; background: linear-gradient(135deg,var(--gold-light),var(--gold)); color: var(--navy); font-weight: 800; box-shadow: 0 12px 28px rgba(201,151,62,.24); transition: transform .25s ease, box-shadow .25s ease; }
.button:hover { transform: translateY(-2px); box-shadow: 0 16px 34px rgba(201,151,62,.34); }
.button-small { min-height: 44px; padding-inline: 18px; font-size: .9rem; }
.button-dark { background: var(--navy); color: white; box-shadow: 0 12px 28px rgba(6,26,56,.2); }
.menu-button { display: none; margin-left: auto; width: 44px; height: 44px; border: 0; border-radius: 10px; background: rgba(255,255,255,.08); }
.menu-button span { display: block; width: 22px; height: 2px; background: white; margin: 5px auto; transition: .25s; }
.hero { min-height: 760px; position: relative; overflow: hidden; display: grid; align-items: center; color: white; background: radial-gradient(circle at 72% 20%, #173c73 0%, var(--navy) 46%, #031126 100%); }
.hero::after { content:""; position:absolute; inset:0; background-image: linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px); background-size: 48px 48px; mask-image: linear-gradient(to bottom,black,transparent 85%); }
.hero-glow { position:absolute; border-radius:50%; filter: blur(4px); opacity:.22; }
.hero-glow-one { width:360px; height:360px; right:4%; top:12%; background:var(--gold); }
.hero-glow-two { width:220px; height:220px; left:-60px; bottom:30px; background:#2d6fb9; }
.hero-grid { position:relative; z-index:2; display:grid; grid-template-columns: 1.1fr .9fr; gap:80px; align-items:center; padding-block: 72px; }
.eyebrow { margin:0 0 18px; text-transform:uppercase; letter-spacing:.16em; color:var(--gold-light); font-weight:800; font-size:.78rem; }
.eyebrow.dark { color:#9a6d1f; }
h1,h2 { font-family: Georgia, "Times New Roman", serif; margin:0; line-height:1.08; letter-spacing:-.025em; }
h1 { font-size: clamp(3rem,6vw,5.8rem); max-width:780px; }
h2 { font-size: clamp(2.35rem,4vw,4.25rem); }
.hero-lead { max-width:650px; font-size:1.25rem; color:rgba(255,255,255,.78); margin:26px 0 34px; }
.hero-actions { display:flex; align-items:center; gap:24px; flex-wrap:wrap; }
.text-link { font-weight:700; color:white; }
.text-link span { color:var(--gold-light); }
.hero-highlights { display:grid; grid-template-columns:repeat(3,1fr); gap:14px; margin-top:52px; }
.hero-highlights article { padding:18px; border:1px solid rgba(255,255,255,.12); border-radius:16px; background:rgba(255,255,255,.05); }
.hero-highlights strong { display:block; color:var(--gold-light); font-size:1.2rem; }
.hero-highlights span { font-size:.82rem; color:rgba(255,255,255,.65); }
.hero-visual { position:relative; max-width:430px; justify-self:end; }
.portrait-card { padding:10px; border-radius:32px; background:linear-gradient(145deg,rgba(255,255,255,.2),rgba(255,255,255,.04)); box-shadow:0 36px 80px rgba(0,0,0,.35); }
.portrait-card img { border-radius:24px; width:100%; height:590px; object-fit:cover; object-position:50% 28%; }
.experience-badge { position:absolute; left:-70px; bottom:38px; width:166px; aspect-ratio:1; border-radius:50%; display:flex; flex-direction:column; align-items:center; justify-content:center; text-align:center; background:var(--gold); color:var(--navy); border:8px solid rgba(255,255,255,.85); box-shadow:var(--shadow); transform:rotate(-6deg); }
.experience-badge span { font-size:.72rem; font-weight:700; }
.experience-badge strong { font-family: Georgia, "Times New Roman", serif; font-size:1.65rem; line-height:1.1; }
.trust-strip { background:var(--gold); color:var(--navy); }
.trust-grid { display:grid; grid-template-columns:repeat(3,1fr); }
.trust-grid div { padding:22px 30px; display:flex; justify-content:center; gap:10px; border-right:1px solid rgba(6,26,56,.14); }
.trust-grid div:last-child { border-right:0; }
.trust-grid span { font-weight:500; }
.trust-grid strong { font-weight:900; }
.section { padding:110px 0; }
.section-soft { background:var(--cream); }
.split-grid { display:grid; grid-template-columns:1.1fr .9fr; gap:80px; align-items:center; }
.section-copy p { color:var(--muted); font-size:1.08rem; max-width:680px; }
.section-copy .button { margin-top:16px; }
.stat-panel { padding:46px; border-radius:var(--radius); color:white; background:linear-gradient(145deg,var(--navy-2),var(--navy)); box-shadow:var(--shadow); }
.stat-number { font-family: Georgia, "Times New Roman", serif; color:var(--gold-light); font-size:7rem; line-height:.9; }
.stat-panel > p { font-size:1.15rem; }
.stat-divider { height:1px; background:rgba(255,255,255,.18); margin:28px 0; }
.check-list { list-style:none; margin:0; padding:0; display:grid; gap:14px; }
.check-list li { position:relative; padding-left:30px; color:rgba(255,255,255,.82); }
.check-list li::before { content:"✓"; position:absolute; left:0; color:var(--gold-light); font-weight:900; }
.section-heading { max-width:780px; margin-bottom:50px; }
.section-heading > p:last-child { color:var(--muted); }
.services-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
.service-card { min-height:260px; padding:28px; border-radius:20px; background:white; border:1px solid rgba(6,26,56,.08); transition:.25s ease; }
.service-card:hover { transform:translateY(-6px); box-shadow:var(--shadow); }
.service-card span { font-size:.78rem; font-weight:900; color:#9a6d1f; letter-spacing:.14em; }
.service-card h3 { margin:42px 0 12px; color:var(--navy); font-size:1.16rem; }
.service-card p { margin:0; color:var(--muted); font-size:.94rem; }
.pension-section { color:white; background:linear-gradient(145deg,#031126,var(--navy-2)); overflow:hidden; }
.pension-grid { display:grid; grid-template-columns:.9fr 1.1fr; gap:80px; align-items:center; }
.pension-logo-wrap { padding:34px; background:white; border-radius:30px; box-shadow:0 30px 70px rgba(0,0,0,.28); }
.pension-logo-wrap img { aspect-ratio:1; object-fit:contain; }
.pension-copy h2 span { color:var(--gold-light); }
.feature-list { margin-top:40px; display:grid; gap:14px; }
.feature-list article { display:grid; grid-template-columns:50px 1fr; gap:20px; padding:20px; background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.1); border-radius:18px; }
.feature-list b { width:44px; height:44px; border-radius:50%; display:grid; place-items:center; background:var(--gold); color:var(--navy); }
.feature-list h3 { margin:0; }
.feature-list p { margin:4px 0 0; color:rgba(255,255,255,.66); }
.afore-section { background:#fff; }
.afore-grid { display:grid; grid-template-columns:1fr .72fr; gap:80px; align-items:center; }
.afore-copy .amount { margin:26px 0; font-size:1.25rem; color:var(--muted); }
.afore-copy .amount strong { color:#9a6d1f; }
.requirement { display:inline-flex; flex-direction:column; padding:16px 22px; margin-bottom:28px; border-left:4px solid var(--gold); background:var(--cream); }
.requirement span { font-size:.76rem; text-transform:uppercase; letter-spacing:.12em; color:var(--muted); }
.promo-frame { max-width:420px; justify-self:end; padding:10px; border-radius:28px; background:var(--navy); box-shadow:var(--shadow); }
.promo-frame img { border-radius:20px; max-height:680px; width:100%; object-fit:cover; object-position:top; }
.cta-section { padding:0 0 110px; }
.cta-card { display:grid; grid-template-columns:1.2fr .8fr; gap:50px; align-items:center; padding:56px; border-radius:30px; color:white; background:linear-gradient(135deg,var(--navy),#123b75); box-shadow:var(--shadow); }
.cta-card p:not(.eyebrow) { color:rgba(255,255,255,.68); }
.cta-contact { padding:24px; border-radius:20px; background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.12); }
.cta-contact span,.cta-contact small { display:block; color:rgba(255,255,255,.65); }
.cta-contact a { display:block; font-size:clamp(1.8rem,4vw,3rem); font-weight:900; color:var(--gold-light); line-height:1.2; }
.site-footer { padding:34px 0; background:#020c1c; color:rgba(255,255,255,.62); }
.footer-grid { display:grid; grid-template-columns:140px 1fr auto; align-items:center; gap:30px; }
.footer-grid img { height:56px; width:118px; object-fit:cover; border-radius:8px; }
.footer-grid a { color:var(--gold-light); font-weight:700; }
.whatsapp-float { position:fixed; right:22px; bottom:22px; z-index:40; width:62px; height:62px; border-radius:50%; display:grid; place-items:center; background:#25d366; box-shadow:0 16px 34px rgba(37,211,102,.34); }
.whatsapp-float svg { width:34px; fill:white; }
.reveal { opacity:1; transform:none; }
.js .reveal { opacity:0; transform:translateY(22px); transition:opacity .75s ease,transform .75s ease; }
.js .reveal.visible { opacity:1; transform:none; }
@media (prefers-reduced-motion: reduce) { html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none} }
@media (max-width: 980px) {
  .header-cta { display:none; }
  .menu-button { display:block; }
  .main-nav { position:absolute; left:20px; right:20px; top:74px; display:none; flex-direction:column; align-items:stretch; gap:0; padding:12px; background:#0a2349; border:1px solid rgba(255,255,255,.1); border-radius:16px; box-shadow:var(--shadow); }
  .main-nav.open { display:flex; }
  .main-nav a { padding:13px 12px; }
  .hero-grid,.split-grid,.pension-grid,.afore-grid { grid-template-columns:1fr; }
  .hero { min-height:auto; }
  .hero-grid { gap:50px; }
  .hero-visual { justify-self:center; }
  .services-grid { grid-template-columns:repeat(2,1fr); }
  .pension-logo-wrap { max-width:520px; margin:auto; }
  .promo-frame { justify-self:center; }
  .cta-card { grid-template-columns:1fr; }
}
@media (max-width: 640px) {
  .container { width:min(100% - 28px,1160px); }
  .header-inner { min-height:72px; }
  .brand { width:104px; }
  .brand img { height:48px; }
  .hero-grid { padding-block:54px; }
  h1 { font-size:2.75rem; }
  h2 { font-size:2.25rem; }
  .hero-highlights { grid-template-columns:1fr; }
  .portrait-card img { height:480px; }
  .experience-badge { width:130px; left:-8px; bottom:16px; border-width:5px; }
  .trust-grid { grid-template-columns:1fr; }
  .trust-grid div { border-right:0; border-bottom:1px solid rgba(6,26,56,.14); }
  .section { padding:78px 0; }
  .services-grid { grid-template-columns:1fr; }
  .service-card { min-height:auto; }
  .service-card h3 { margin-top:24px; }
  .stat-panel { padding:30px; }
  .stat-number { font-size:5.3rem; }
  .pension-logo-wrap { padding:20px; }
  .cta-card { padding:34px 24px; }
  .footer-grid { grid-template-columns:1fr; text-align:center; justify-items:center; }
  .whatsapp-float { width:56px; height:56px; right:16px; bottom:16px; }
}